There is a structure to this article. It discusses how people who get a big, sudden influx of money don't rush out on a spending spree and blow it all. They maintain their ethics of work and spending and saving. The examples are averages among groups of winners, some who spend wisely, others who don't.
The reasoning is clearly on a psychological basis, it's trying to summarize all of their findings and understand what the winners are thinking about. That being, preserving their winnings and savings.
The points seem to be argued convincingly. At least, I bought it. However, it refers to the authors and who they work fr but it doesn't refer to the article itself or where it was published. That's unfortunate because one can't go and trace it down.
Overall, i think the article was effective. It put its thesis forward well. I think it needs to make better references and make solid its sources.
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